NTT DATA presents Open Innovation Contest 11.0CHALLENGES

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New Business Assessment of regional financial institutions' loan operations

Against to amidst negative interest rates and a declining number of customers, it is critical for regional financial institutions to do so efficient, effective sales activities and loan screenings in order to earn interest income.
NTT DATA is studying providing the AI solution services necessary for efficient, effective sales activities and loan screenings to regional financial institutions by integrating our know-how accumulated through handling numerous regional financial institutions' core systems and state-of-the-art technology.
To further enhance the appeal of AI services and provide fundamental solutions to business challenges, we are looking for a broad range of ideas as well as partners who are able to examine the sophistication of business assessment consultations utilizing our accumulated data on regional financial institutions.

Related keywords
  • Banks
  • Financial institutions
  • Regional revitalization
  • Business assessment
  • Support for small and medium-sized companies
  • Lending
  • Subsidies
  • Scoring
  • Credit rating
  • Financing needs
  • Sales activities
  • Liaison activities
  • Transaction management
  • CX
  • Digital marketing
  • SDGs
  • BI
  • AI
  • CRM
  • EBM
  • DWH
  • Data lake
  • Big data utilization
  • IoT/Sensing
  • Sound
  • Data analysis
Market size of collaboration business or business scale
Market scale: The AI market involving financial institutions is estimated to be worth one trillion yen (Fuji Chimera report), out of which 50 billion yen is deemed attributable to regional financial institutions.
Business scale: Around a few hundred million yen is assumed as a first step for services targeting roughly 500 regional financial institutions.
Assets and opportunities to be offerred
  • ・ PoC utilizing customer base represented by regional financial institutions and possibility of business deployment
  • ・ Investment in collaborative businesses, support for materialization of a concept
  • ・ Connection with regional financial institutions, provision of demonstration field
  • ・ Accumulated data on regional financial institutions
  • ・ Know-how/technology on development of a state-of-the-art AI model, ML automation platform
  • ・ Know-how for design/development/operation of a solid infrastructure like a banking system (Guidelines/assessment on the use of public cloud computing by financial institutions, consulting knowledge of an APN Premier Partner)